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  • The Journey Home To Music City

    With a dozen years of experience, it is my privilege as your REALTOR® to advise, protect, and guide you home.

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    Mike Gallagher

    Realtor®

      Mike Gallagher

      Getting to know Mike Gallagher is easy to do because he loves meeting new people. Mike has established a career as a top-producing Nashville REALTOR®, which allows him to help people buy and sell homes every day. He is married to the love of his life, a New York Times bestselling author who currently writes a real estate based mystery series set in Nashville.

      After moving to Nashville in 1992, Mike and his wife were able to transition from several years of renting in East Nashville, to purchasing their first home in 2000. In an effort to save money, they set upon the task of renovating the property themselves. Needing more space a few short years later, they found themselves going through the process all over again, and then again about 5 more times. It was during this period that Mike discovered his passion and talent for all aspects of real estate, and his desire to share this passion with others led him to becoming a REALTOR® in 2007. Mike's affection for real estate began in his childhood where he spent time sketching homes and spans to the present where he's able to guide his clients to successful closings.

      Mike works with builders and investors, as well as individual home buyers and sellers. He feels blessed to have a career that supports his family and blends his passion for beauty and art with his talent for connecting with people. Mike serves clients in East Nashville along with Davidson, Sumner and Williamson counties. Knowing these areas well, Mike consistently achieves favorable results for his clients and friends. Working alongside Mike will provide peace of mind as you navigate the buying or selling process.

      Mike’s efforts are reflected in his recognized accomplishments.

      • Top 1% of Nashville Realtors
      • GNAR Silver Award of Excellence winner, 2008
      • GNAR Gold Award of Excellence winner, 2009
      • GNAR Gold Award of Excellence winner, 2010
      • GNAR Gold Award of Excellence winner, 2011
      • GNAR Platinum Award of Excellence winner, 2012 - NEW Life Member
      • GNAR Sapphire Award of Excellence winner, 2013 - Life Member
      • GNAR Platinum Award of Excellence winner, 2014 - Life Member
      • GNAR Platinum Award of Excellence winner, 2015 - Life Member
      • GNAR Platinum Award of Excellence winner, 2016 - Life Member
      • GNAR Platinum Award of Excellence winner, 2017 - Life Member

      As a well-established Nashville REALTOR®, Mike believes in giving back to the community.

      He has painted murals for his sons' elementary school as well as the local YMCA and has served in positions such as:

      • Chairman, GNAR membership committee in 2010
      • Board member - Rising Home REALTOR Fund 2010
      • GNAR Habitat for Humanity committee 2011

      Contact Mike

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        Mike Gallagher

        Getting to know Mike Gallagher is easy to do because he loves meeting new people. Mike has established a career as a top-producing Nashville REALTOR®, which allows him to help people buy and sell homes every day. He is married to the love of his life, a New York Times bestselling author who currently writes a real estate based mystery series set in Nashville.

        After moving to Nashville in 1992, Mike and his wife were able to transition from several years of renting in East Nashville, to purchasing their first home in 2000. In an effort to save money, they set upon the task of renovating the property themselves. Needing more space a few short years later, they found themselves going through the process all over again, and then again about 5 more times. It was during this period that Mike discovered his passion and talent for all aspects of real estate, and his desire to share this passion with others led him to becoming a REALTOR® in 2007. Mike's affection for real estate began in his childhood where he spent time sketching homes and spans to the present where he's able to guide his clients to successful closings.

        Mike works with builders and investors, as well as individual home buyers and sellers. He feels blessed to have a career that supports his family and blends his passion for beauty and art with his talent for connecting with people. Mike serves clients in East Nashville along with Davidson, Sumner and Williamson counties. Knowing these areas well, Mike consistently achieves favorable results for his clients and friends. Working alongside Mike will provide peace of mind as you navigate the buying or selling process.

        Mike’s efforts are reflected in his recognized accomplishments.

        • Top 1% of Nashville Realtors
        • GNAR Silver Award of Excellence winner, 2008
        • GNAR Gold Award of Excellence winner, 2009
        • GNAR Gold Award of Excellence winner, 2010
        • GNAR Gold Award of Excellence winner, 2011
        • GNAR Platinum Award of Excellence winner, 2012 - NEW Life Member
        • GNAR Sapphire Award of Excellence winner, 2013 - Life Member
        • GNAR Platinum Award of Excellence winner, 2014 - Life Member
        • GNAR Platinum Award of Excellence winner, 2015 - Life Member
        • GNAR Platinum Award of Excellence winner, 2016 - Life Member
        • GNAR Platinum Award of Excellence winner, 2017 - Life Member

        As a well-established Nashville REALTOR®, Mike believes in giving back to the community.

        He has painted murals for his sons' elementary school as well as the local YMCA and has served in positions such as:

        • Chairman, GNAR membership committee in 2010
        • Board member - Rising Home REALTOR Fund 2010
        • GNAR Habitat for Humanity committee 2011

        Contact Mike

        Contact Mike

        East Nashville

        How Much Can I Afford?

        Use the calculator below to help you understand how much home fits in your budget.

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        My hometown! Long considered “the other side of the tracks”, East Nashville has come into its own.

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        Get Pre-Approved

        The first step to buying your next home is to determine your budget. Once you know your price range, find a licensed lender in your area who can help you get pre-approved. Getting pre-approved doesn't obligate you to a lender, but it will help guide your decisions during the home shopping process. Having a pre-approval letter in-hand can also increase your chances of winning an offer, particularly in a multi-offer scenario.

        Readying your House for the Market

        When you list your home, it’s important to be in good hands. Making a good first impression is crucial to selling your home quickly and profitably. Many factors influence the initial surge of interest in your listing, particularly staging, photos, pricing, and marketing. Leading up to list, it is important to take measures to optimize your visibility. In my 10 years of experience as a realtor, I’ve developed an efficient, effective schedule to ensure your listing is ready to go and get the most showings right out of the gate. Based off of what we agree to update prior to list, my team and I will arrange appointments with various trusted vendors so you don’t have to lift a finger to ready your home for the market.

        What's My Home Worth?

        Local Flavor

        This transitional, artsy neighborhood offers a laid-back vibe rich in culture. The main roads in East Nashville are lined with unique bars, eclectic shops, and boutique pubs. The decorated food and retail scenes here have no doubt helped put Nashville on the map. Famous restaurants, bars and markets make it easy to never leave the neighborhood. If you need a more traditional grocery store, sit tight Publix will be opening its doors soon.

        Unbeatable Location

        Situated south-east of Nashville, Brentwood is a quick twenty-minute commute to downtown Nashville as I 65 cuts straight down the city center. Brentwood is primarily residential however a handful of Fortune 500 employers can be found near the popular highway exits and main roads like LifePoint Health and Tractor Supply Company. Parks, bike trails, and miles of pathways connect the forty-one-mile square area of mostly upscale residential homes.

        Beautiful & New

        Upon entering Mount Juliet, you will find a bustling city center with unlimited shopping opportunities. Pick any road in this town and you will pass gorgeous new construction homes bordered by vast rolling hills, or acres of shoreline depending on which road you choose. Incorporated only four decades ago Mount Juliet has largely newer infrastructure, homes, and businesses.

        Market Estimate

        We'll do the math and determine the value of your home in today’s market.

        Famous Music, Famous Food

        This popular suburb is rich in history and music city roots. Many famous legends in country music have called Hendersonville their home including, Johnny Cash, June Carter, Conway Twitty, Kelly Clarkson, and Taylor Swift to name a few. Music legends aren’t the only famous residents either, two of Hendersonville’s restaurants have been featured on Food Network’s Triple D. Exit Highway 386, off I65 and see why Hendersonville continues to keep generations of families while welcoming many newcomers too.

        Historic Charm

        Franklin is a historic city with multiple sites from the Civil War, and preserved homes from both the Antebellum and Victoria eras blended among newer homes. Many planned neighborhoods that mix corporate offices, commercial stores, schools, and residences can be found in Franklin. Take a stroll down Main Street Franklin and you will find a fifteen-block idyllic downtown lifted from drawings of Norman Rockwell. Main Street downtown offers the most unique, bars, restaurants, and shopping scene. If your needing more commercial shops head to The Cool Springs Galleria where you will find every major retailer.

        Local Flavor

        This transitional, artsy neighborhood offers a laid-back vibe rich in culture. The main roads in East Nashville are lined with unique bars, eclectic shops, and boutique pubs. The decorated food and retail scenes here have no doubt helped put Nashville on the map. Famous restaurants, bars and markets make it easy to never leave the neighborhood. If you need a more traditional grocery store, sit tight Publix will be opening its doors soon.

        Outdoor Paradise

        The Natchez Trace Parkway partly found in Bellevue is a national parkway in the southeastern United States that celebrates the historic Natchez Trace. Many miles of this 444-mile-long two-lane road can be found in Bellevue, as it travels from Natchez, Mississippi to Nashville. If you find yourself traveling through the area take a beautiful nature walk in one of the many parks, then head on over to the famous Loveless Café for some homemade biscuits and gravy. The iconic restaurant has been serving up traditional southern recipes since 1951. Today it serves nearly 10,000 biscuits daily and half a million visitors a year.

        Incredible Community Amenities!

        Grab your golf cart and head out to the crystal clear pool. There is also a clubhouse when the community is holding meetings and parties! The HOA is currently just $100.00 a month and that includes the cutting of your grass! This is peace of mind for those who want to own in Twin Creeks but might be elsewhere during the week!

        Find Your Home

        It's time to find your perfect home! Start your search right here with up-to-date MLS listings in your area. As your REALTOR®, I will also search for homes on your behalf. As you find homes you like, we will schedule showing tours for you to preview properties in person. Take note of what you like (and don't like) about each home. This will help you decide what features you can live without and what your absolute "must-haves" are.

        Staging Your Home

        Home staging can be a huge asset when putting your home on the market. Staging can transform a plain or empty listing into a beautiful, comfortable place that buyers want to call home. I have a great working relationship with some of Nashville’s best stagers, and can make sure your home is decorated and ready to go in time for list. Another option for your listing is virtual staging, where decor is digitally added to photos of your property. It is more affordable and has been shown to draw more people to listings. If you’re interested in staging your property, I can help you choose which option is best for you and organize staging, whether it be virtual or physical.

        Incredible Community Amenities!

        Grab your golf cart and head out to the crystal clear pool. There is also a clubhouse when the community is holding meetings and parties! The HOA is currently just $100.00 a month and that includes the cutting of your grass! This is peace of mind for those who want to own in Twin Creeks but might be elsewhere during the week!

        Walkable Convenience

        You won't need to go far to get some fresh air either. The walkability in this town is unmatched. Hiking and cycling trails can be found within the four different public parks intertwined throughout East Nashville neighborhoods. You can literally grab a cup of coffee at The Barista Parlor, head to the Shelby Dog Park and swing by Eastland Cafe and grab lunch on the way home. When navigating homes for East Nashville be sure to include zip codes for 37206, 37207, and 37216.

        Brentwood Real Estate

        Many famous people call Brentwood home, and here real estate for a single-family home will start in the $500k area while many homes are valued in the millions. Brentwood historically was a farming town and has rich history from prehistoric Native American Mound Sites (900-1500AD), tales from the civil war era and prolific emerging growth modern history story. When navigating homes for Brentwood be sure to include the zip code 37027. Popular neighboring areas include Bellevue, Franklin, Green Hills, and Nolensville.

        Mount Juliet Real Estate

        When it comes to livability this city is unmatched. Four interstates including I-40, I-24, I-65, and I-840 are easily found here. If you are headed to the airport it is a ten to fifteen-minute drive. While downtown Nashville is a quick twenty miles away. Single family homes here will start in the $400k range and quickly escalate. When navigating homes for Mount Juliet be sure to include the zip code 37122. Popular neighboring areas include Hermitage, Lebanon, Old Hickory, Smyrna, and Donelson.

        Timeline Strategy

        We'll evaluate your needs and develop a timeline to make the process easy and smart.

        Hendersonville Real Estate

        Hendersonville is home to over 55,000 residents offering multiple housing options from townhomes to single family residences starting in the $300k range and tipping into the millions on the waters edge. This historic city has multiple marked Civil War Trails and is home to Middle Tennessee’s oldest standing residence Rock Castle. Shopping and corporate offices are abundant and coming in 2021 will be Nashville’s newest television and film studio. When navigating homes for Hendersonville be sure to include the zip code 37075. Popular neighboring cities include Gallatin, Goodlettsville, Madison, and White House.

        Franklin Real Estate

        Single family homes here can start in the 400k range bubbling to over a million easily. This town historically has been wealthy and maintains the that same distinction today. Whether you seek an older historical home with nooks and crannies or new construction that resembles a home on HGTV, there is something for everyone in this growing town. When navigating homes for Franklin be sure to include zip codes 37064, 37067 and 37069. Popular neighboring cities include Brentwood, Arrington, College Grove, Thompson’s Station, Fairview, Leiper’s Fork, and Nolensville.

        Walkable Convenience

        You won't need to go far to get some fresh air either. The walkability in this town is unmatched. Hiking and cycling trails can be found within the four different public parks intertwined throughout East Nashville neighborhoods. You can literally grab a cup of coffee at The Barista Parlor, head to the Shelby Dog Park and swing by Eastland Cafe and grab lunch on the way home. When navigating homes for East Nashville be sure to include zip codes for 37206, 37207, and 37216.

        Bellevue Real Estate

        When looking at real estate here you are likely to find a good combination of condominiums and older homes on larger lots many which have been renovated and feature views of the preserved park areas. Real estate for a condo or townhome starts around $225k while single-family home here will start in the $400k area while many homes are valued over a million dollars. When navigating homes for Bellevue be sure to include the zip code 37221. Popular neighboring areas include Brentwood, Franklin, Green Hills, and Nolensville.

        Lake Living At Its Best!

        Twin Creeks has lush, landscaped grounds. Through the electric powered gated front entrance, towering pines welcome you into the community! Variety is the spice of life! and with a mix of single family homes and town homes, Twin Creeks Village will sure to please any homeowner. Turn your Twin Creeks home into a money maker! There is short term renting allowed in this community! And even a management center to help you!

        Meet Mike

        Whether you're selling your home or just want to know a good landscaper in Nashville, I'm happy to help! Hit me with all your real estate related questions!

        During my 26 years in Nashville, I have seen the city change dramatically, and I've seen the real estate market change with it. The Nashville market is hot, and there is no time like the present to take advantage of it. I've been lucky to work with truly amazing people here, and I'd love to work with you! Contact me to learn more about how I can help you on your journey home.

        Photography

        Photos are arguably one of the most important factors in gathering attention to your listings. A crisp, bright, clean photo will attract more showings than a few dark, low quality cell phone photos. There are a lot of options for real estate photography, and not all photographers are equal. Throughout the 10 years I’ve worked in real estate, I’ve been lucky to establish relationships with some of the best photographers and am proud to showcase their work regularly on my listings. I like to go to each home to meet the photographer and make sure everything is in tip top shape while being photographed because I understand that good photos are the ultimate asset when selling a home.

        Making An Offer

        Once you find your perfect home, we will work together to construct the strongest offer possible. Every offer is unique. We'll discuss not only the offer price, but also the closing date, sale contingencies and any special stipulations for your particular purchase. Once an offer is submitted, the seller may accept, reject, or counter the offer, at which point we will enter a negotiation period until an agreement is reached by all parties.

        Lake Living At Its Best!

        Twin Creeks has lush, landscaped grounds. Through the electric powered gated front entrance, towering pines welcome you into the community! Variety is the spice of life! and with a mix of single family homes and town homes, Twin Creeks Village will sure to please any homeowner. Turn your Twin Creeks home into a money maker! There is short term renting allowed in this community! And even a management center to help you!

        Home Collection

        Keep on top of the latest real estate in East Nashville with Collections. I've curated a custom list of homes available in a variety of neighborhoods in East Nashville. You can view, edit and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Home Collection

        Keep on top of the latest real estate in Brentwood with Collections. I have curated a custom list of homes available in a variety of neighborhoods in Brentwood. You can view, edit, and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Home Collection

        Keep on top of the latest real estate in Mount Juliet with Collections. I have curated a custom list of homes available in a variety of neighborhoods in Mount Juliet. You can view, edit, and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier. /p>

        Home Assessment

        We can guide you to the best resale possible with our expert recommendations.

        Home Collection

        Keep on top of the latest real estate in Hendersonville with Collections. I have curated a custom list of homes available in a variety of neighborhoods in Franklin. You can view, edit, and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Home Collection

        Keep on top of the latest real estate in Franklin with Collections. I have curated a custom list of homes available in a variety of neighborhoods in Franklin. You can view, edit, and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Home Collection

        Keep on top of the latest real estate in East Nashville with Collections. I've curated a custom list of homes available in a variety of neighborhoods in East Nashville. You can view, edit and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Home Collection

        Keep on top of the latest real estate in Bellevue with Collections. I have curated a custom list of homes available in a variety of neighborhoods in Brentwood. You can view, edit, and comment on homes in real time. The latest properties in a variety of price ranges and sizes can be found here. Need a more custom search? I can create a custom collection based on your criteria making your home search that much easier.

        Live. Work. Play!

        Jaw dropping Bear Trace Golf Course, a Jack Nicklaus designed course, is just a short 20 minutes drive from Twin Creeks!

        Twin Creeks has more wonderful amenities coming too! A 4 star hotel, more fabulous pools and clubhouse, rustic cabins and 6 miles of scenic hiking trails!

        Pricing

        Pricing is everything when it comes to selling a house. The wrong price can result in a listing that sits on the market 9 months, while the right price can result in multiple offers and a sale above ask price in less than a week. Because of this, it is of utmost importance that you work with a realtor who knows how to price competitively. With 10 years experience pricing Nashville properties, I’ve got the knowledge and instincts to price your home perfectly to ensure you get the highest profit in the shortest amount of time. My pricing is based off of extensive research of other homes similar to yours, attention to detail, and in depth knowledge of your home. I will keep you in the loop throughout this entire process and make sure I’m always putting your priorities as seller first.

        Select Your Loan

        Unless you are making a cash purchase, once your offer is accepted and you are officially under contract, it's time to secure a mortgage loan. Lenders will offer a wide range of loan programs, and it's important to understand your unique priorities. An effective lender will guide you through the process to help you determine the best loan for your specific circumstances.

        Live. Work. Play!

        Jaw dropping Bear Trace Golf Course, a Jack Nicklaus designed course, is just a short 20 minutes drive from Twin Creeks!

        Twin Creeks has more wonderful amenities coming too! A 4 star hotel, more fabulous pools and clubhouse, rustic cabins and 6 miles of scenic hiking trails!

        Consultations

        Get expert advice and service from our trusted team of experienced professionals.

        Unbeatable Location!

        Twin Creeks Village sits nestled along Tim’s Ford lake in picturesque Franklin County minutes from the quintessential southern town of Winchester. Winchester is simply charming with its historic downtown square and city hall. Adorned with sidewalks, street lights and storefronts, Winchester even boasts a working movie house from the 1940's, The Oldham Theater.

        Twin Creeks Village

        Make Your Lakehouse Dreams A Reality!

        Discover this gorgeous lakefront community only 90 minutes from Nashville and 75 minutes from Chattanooga!

        Discover Twin Creeks

        Marketing

        To further ensure an efficient sale, my marketing team will strategize the best way to get everyone’s attention on your home. My team uses only the most informed and elegant designs to market your property, setting your listing apart from all the others. Leading up to list, I will send “coming soon” materials out to my extensive network of agents and potential buyers. This pre-market buzz frequently results in more showings, multiple offers, and sometimes even a sale without ever having to list the home at all. Every agent and buyer wants to have the “in” on a new Nashville property, and I know how to give it to them. Once we list your home, we will send out notifications and targeted advertisements to my network, the Nashville area, and sometimes the entire US. Your buyer is out there, and I will bring them to you.

        Home Inspection

        Inspecting the physical condition of your next home is an important part of the home-buying process. A licensed home inspector will evaluate the condition of the entire property and report any defects in the home's structure and systems. They will also detect issues such as pest infestations, mold or similar damage. Depending on the purchase agreement, we may enter additional rounds of negotiation to resolve any problems discovered during the inspection.

        Unbeatable Location!

        Twin Creeks Village sits nestled along Tim’s Ford lake in picturesque Franklin County minutes from the quintessential southern town of Winchester. Winchester is simply charming with its historic downtown square and city hall. Adorned with sidewalks, street lights and storefronts, Winchester even boasts a working movie house from the 1940's, The Oldham Theater.

        Learn More About Our Process

        Making big changes doesn't have to be stressful. Let us be your partner as you navigate your next step! Learn more about how we work with our step-by-step guides:

        Communication

        Communication is so important when someone entrusts you with the job of selling their home. I always make sure to keep my sellers in the loop without overwhelming them with information. Through the entire process of selling your home, I will check in with you to keep you up to date and go over all paperwork as it comes in. As you should, you will have a primary role in all decisions made regarding your listing, and I will be here to guide you throughout. I am very attentive to my phone and email, and will always be sure to address any questions or comments you have as soon as possible while we work together. Selling your home is a big life event, and it is my job to make it as easy as possible.

        Appraisal

        Your lender will arrange a professional appraisal of the home. An appraisal is an unbiased estimate of the true (or fair market) value of a home and is conducted by an independent third party. The appraiser will confirm the appraisal value of the property for all parties involved. If the home appraises at less than the expected value, you may have the option to either renegotiate the purchase agreement, or terminate the contract.

        Having the SRES designation is a proud accomplishment for me. I enjoy helping people navigate thru the home selling process because there are a lot of people who feel overwhelmed & do not know where to begin. Some folks who have been in their homes a long time may have a house full of belongings and a heart and mind full of questions and concerns. Becoming their partner in the process and guiding them towards success and peace of mind is important to me. Leaving my clients in a new and stress free situation is my goal and the mark of a job well done.

        - Mike Gallagher

        Clubhouse Fire Pit

        Final Walk Through

        Before closing, we will conduct a final walk through of the home. This is the final opportunity to ensure that all negotiated repairs have been completed, and that the home is in the same (or better) condition as when the original offer was made. Depending on your contract, you may sign a formal contract addendum confirming that the walk-through is complete, and the condition of the home is satisfactory.

        Clubhouse Fire Pit

        I can sell your home!

        Request a home evaluation today!

        If you're thinking about selling your home, let's talk about how I can help you get the best offer possible. Get started today by requesting a comparable market analysis to help you understand the value of your home in today's market!

        Questions? Get In Touch!

        Take the next step with confidence.

        We can put the pieces together for you! Let us take the worry and stress off your shoulders. Our experienced resources include:

        • Contractors
        • Financial Planners
        • Packers
        • Cleaners
        • Interior Designs
        • Movers
        • Downsizers
        • Financial Planners
        • Elder Lawyers
        • Senior Care Advisors

        Get your FREE market analysis today!

        Questions? We're here to help!

        Heated Pool

        Staging Checklist

        Closing!

        The big day is here! Your lender will provide final confirmation that you are clear to close, and you will sign all of the paperwork required to complete your purchase, including your loan documents. This process typically takes an hour or two. Once the paperwork is signed by all parties and your loan is funded, you will receive keys and you'll be ready to move into your new home!

        Heated Pool

        Putting Green

        Putting Green

        Community Pool & Event Barn

        Community Pool & Event Barn

        MLS Home Search

        Search for your next home with up-to-date MLS listings.  Save properties, rate your favorites!

        10K+ Acre Watersport Facility

        10K+ Acre Watersport Facility

        Email Drips

        Save your searches and receive daily email alerts delivered right to your inbox!

        Tennessee's Favorite Lake

        Tennessee's Favorite Lake

        Market Analysis

        Make smart decisions with Comparative Market Analysis (CMA) reports. Sign up now!

        Featured Listings

        Browse featured listings in your area. Sort by price, listing date, location and more!


        $ per month
        Year Fixed. % Interest Rate.
        Principal + Interest: $
        Monthly Tax: $
        Monthly Insurance: $
        Term
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        Interest Rate
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        Down Payment
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        List Price:
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        Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.